Should I get trip insurance? Is there good health care in Jamaica?

Modified on Mon, 27 May 2024 at 09:18 AM

We recommend both third-party travel health and trip cancellation insurance as well as the resort's change for any reason waiver.  Most third-party plans will offer coverage for trip-cancellation and medical costs. 

While the resort often has a nurse available onsite or can refer you to a local doctor for routine health issues, your medical insurance likely will not cover medical expenses in Jamaica. A serious matter involving medical evacuation or long-term injury could be extremely costly - sometimes over $30,000.

There are inexpensive options to make sure you are covered, often under $20-40 US per person. Many of these plans include a "sports rider" or similar coverage that will include coverage for sports injuries (like SCUBA diving, snorkeling, etc.). While these plans may or may not cover a BDSM related injury, we recommend that you purchase a travel insurance plan with sports rider coverage.

Note the difference between travel insurance and travel medical. Travel insurance usually is focused on cancellation, lost luggage, trip delays, etc; but is more expensive. Travel medical  plans usually cover things 

like medical expenses and emergency medical evacuation, which is key.  Some travel insurance plans have both. At the very least you want to have medical. 

GeoBlue  and Travel Safe are examples of optionsOther companies that you could consider include: Travel Guard, or Allainz.

Read your policy and be sure the policy covers COVID-19 and does not exclude coverage in Jamaica.

Please note that Concations is not responsible for your travel insurance, medical needs, or injuries while traveling.

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